The pension fund "Neftegarant" got out of control of "Rosneft. NPF "Neftegarant" personal account Non-state pension fund Neftegarant

Everything appears every day more information regarding the emerging non-state pension funds, which are designed to enable pensioners to invest their personal funds and earn good amounts of money on this. But many are skeptical about this kind of deposits, as they do not trust money to unknown organizations.

In fact, there is nothing to worry about if you start investing in a fund, because this is a good opportunity for any pensioner to receive a stable pension increase. Pension funds can be a very profitable and profitable business, if only you use the services of a reliable and proven fund. This is exactly what Neftegarant is. It has been on the market since 2014 and in such a short period of time managed to provide millions of pensioners.

If you are still having doubts about the pension fund and whether to invest and trust them with your money or not, you can read the entire detailed information presented on the official website and learn a lot of interesting things about them. It should be noted that the most important selection criteria are played by two main characteristics - this is profitability and reliability rating.

Having learned the statistics of these two criteria, you can judge by it and determine what is the percentage of risk and the percentage of future earnings. We want to provide data on the specified pension fund so that you can familiarize yourself with them and draw conclusions regarding the Neftegarant fund.

Yield

- this item plays the most important and responsible role in making a decision regarding a particular fund. It provides information not only in terms of percentage, but also gives information on what your chances of profit are if you invest in this fund. For example - 6.43%, which boldly gives a guarantee that your income, payments, and the funded part will be worthy.

Reliability Rating

– A++. Another important point, which is also not recommended to be ignored when making a decision. The reliability rating also provides a guarantee that the fund is economically stable and reliable, and that you can invest in it without fear for your invested funds.

Good to know. When making a final decision, you should verify the veracity of the information provided to you in order to avoid problems and misunderstandings with the company in the future.

How to enter?

Like any other organization, pension funds put forward a number of requirements that must be met in order for you to become their client. For example, companies may ask you for a certificate of profitability, or express a desire to know the size of the pension. Do not panic, as this is done in order to find out what kind of client you are and what you can offer the company.

Also, in order to become part of the fund, it is necessary to provide a number of documents that will be required for signing an agreement between the parties.

The documents are as follows:

  1. Photocopy of passport or original.
  2. Insurance number (SNILS).

Important. Each fund has specific requirements, and for this reason the list is not often the same and sometimes differs or is supplemented by others.

Personal Area

Also created for convenience Personal Area on the official website, where you can get information of interest regarding deposits, payments, savings, track growth statistics, and view transactions performed.

Capabilities

Opportunities - a personal account provides a lot of convenience for the user. All that is required is to create an account, come up with a password and log into your personal system and receive the necessary information.

How to find out your savings?

How to find out your savings - to get information about savings, you need to go to your personal account by typing your login and password and click on the savings tab, which will contain the necessary information on savings and payments.

NPF "NEFTEGARANT" hotline number

If you have questions about work, call the hotline 8 800 700 65 54 which is listed on our official website. The staff of the fund will be happy to answer your questions and solve the problems that have arisen.

Attention! In connection with latest changes in legislation, the legal information in this article could be out of date!

Our lawyer can advise you free of charge - write a question in the form below.

NPF "Neftegarant", originally founded with the aim of pension provision employees of OAO OC Rosneft, who are ending their careers, is currently an open pension fund, the contributor of which can be any individual and enterprise.

Clients of pension programs monitor the state of the contract and pension account through the personal account of NPF Neftegarant, a personal information web service that is part of the official website of the Fund.

Possibilities of a personal account

The Neftegarant personal account service was created so that the Fund's clients could:

  • Have permanent access to an electronic copy of the contract.
  • Watch for an increase in pension savings.
  • Update personal information by sending an electronic application to the Foundation with attached document files confirming changes in personal data.
  • Send scans of documents to the Foundation in the files attached to the message.*

* Also available through the official website of NPF Neftegarant without authorization.

The online service "Pension Calculator" is under development and will soon be presented to site users.

Registration and login to your personal account

From any page of the site, you can enter the personal account of NPF Neftegarant using the first link from the top in the page header.

  • SNILS number and password.
  • A verified ESIA account.

Clients of the Fund who have concluded an agreement with it and indicated SNILS are entitled to use their personal account after the first receipt of pension contributions to the Fund's account, separate registration on the site is not required. For the first time, when entering the personal account of NPF Neftegarant, the client enters the series and number of his passport without spaces as a password, and already being in account sets a password that only he will know.

If the contract has entered into force and when signing it, the client provided his SNILS, but the personal account web service remains unavailable, you need to send it to the email address [email protected] scans / digital photographs of the passport and SNILS, and indicate “Access to your personal account for * insert last name, first name, patronymic *” as the subject of the message.

Pension Services

NPF "NEFTEGARANT" was established by the Oil Company "Rosneft" in May 2000 in order to provide non-state pension provision (hereinafter - NPO) of the Company's employees.

The fund is licensed by the Ministry of Labor and Social Development Russian Federation for activity on pension provision and pension insurance dated April 26, 2004 No. 344/2 without limitation of validity period.

The mission of the NEFTEGARANT Non-Governmental Pension Fund is to increase the level of social protection of the Company's employees upon termination of their employment. We work for customers, our solutions are based on the high level of our competencies.

Key principles of activity of NPF "NEFTEGARANT"

The fund as a reliable institution and a conservative investor

As a fund that ensures the implementation of the corporate pension program of the largest public oil and gas company in the world, we operate as a highly reliable institution and a conservative investor. This fact is the substantial difference between our Fund and many other market participants.

Professionalism and continuous improvement

The Fund operates on a professional basis, involving highly qualified specialists in its work. The Fund takes the necessary actions to maintain and continuous improvement level of qualification and professionalism of its employees.

Unconditional provision of norms and requirements

The current legislation, as well as the regulations of the Bank of Russia regulating the activities of non-state pension funds, establish a high level of requirements. We consider their unconditional fulfillment as necessary condition activities of the Foundation.

Information openness

The Fund discloses information about its activities in accordance with the legislation of the Russian Federation. We allocate significant resources to conduct awareness-raising work, increase the level of financial literacy of employees. Our website publishes the information necessary for the client to make a decision on cooperation with the Fund.

fair treatment

The Fund ensures fair and equal treatment of all contributors and participants of the Fund. The rights of each of our clients are equally protected.

Fund positions

The dynamic growth of financial indicators, efficient management of pension reserves and a high level of risk management organization have been marked by the leading rating agencies HRA and RAEX (Expert RA) by assigning maximum reliability ratings to the Fund.

The Fund holds leading positions among the largest NPFs in the segment of non-state pension provision in terms of the amount of pension reserves and payments of non-state pensions.

The main principle of the investment policy of NPF "NEFTEGARANT" is to obtain a long-term stable return on investment while minimizing investment risks.

The investment strategy provides for a reasonable, conscientious placement of pension reserves with due diligence solely in the interests of the Fund's participants.

The Fund is constantly expanding the geography of its activities. Representative offices and separate subdivisions of the Fund are opened in the Udmurt Republic, the Republic of Bashkortostan, the Tyumen, Samara, Orenburg, Irkutsk regions, the Krasnodar and Krasnoyarsk territories, the Khanty-Mansi Autonomous Okrug.

The Fund sees its task as a continuous improvement of pension provision and an increase in the level of social protection of the Company's employees.

More information about the Fund can be found on the website.

NPF "NEFTEGARANT" www.neftegarant.ru.

non-state Pension Fund was founded to provide pensions to a rather narrow group of the population - employees of the Rosneft company who have completed their careers, but at present NPF Neftegarant is open. Any individual, as well as organizations and companies, can now become a fund contributor.

On the official website of the non-state pension fund, contributors through the service - the personal account of NPF Neftegarant, have the opportunity to monitor the status of their accounts and manage the proposed pension programs using a convenient and simple web service.

neftegarant.ru— official site of NPF Neftegarant

Possibilities of a personal account

Personal account "Neftegarant" allows investors to:

  • have quick access to an electronic copy of the agreement concluded with the Neftegarant pension fund;
  • control the state of the account and monitor the growth of savings invested in the fund;
  • correct and update personal information in the non-profit pension fund system;
  • confirm changed personal data by sending scanned documents in electronic form;
  • remotely electronically exchange documents with the fund.

Another convenient tool, the functionality of which you can use through the personal account of a non-profit pension fund, is an electronic pension calculator. The service will allow you to calculate the amount of payments and the growth rate of your savings on the Neftegarant account.

Registration and login to your personal account

Separate registration on the website of a non-state pension fund is not required - NPF Neftegarant depositors are automatically registered in the system by the employees responsible for this after the conclusion of the contract. You can do this at any branch of the fund by making an appointment in advance. If you are an employee of the Rosneft company, please contact the specialist responsible for communication and interaction with the fund.

After the first deductions are received on your personal account, you will be able to enter the personal account of NPF Neftegarant and use its functionality to the full. For primary authorization, you will need to enter in the appropriate field the series and passport number or SNILS number that you provided when concluding an agreement with a non-state pension fund. After entering this identifier, you will need to come up with a unique password that you will subsequently use when logging in.

lk.neftegarant.ru— NPF Neftegarant personal account

If you are unable to enter the personal account of NPF Neftegarant, you need to contact the support service and send an e-mail message with the heading "Access to personal account". Here you also need to indicate your full name so that employees can easily navigate incoming correspondence and quickly be able to solve your problem. You will need to attach scans or digital photographs of your passport and SNILS to the letter, after which your personal information will be corrected and you will get access to your personal account and its functionality.

If you have forgotten your password, find the corresponding active link in the authorization form and click on it. After that, enter the SNILS number in the free field and the email address, to which the system will automatically send you instructions on resetting the old password and entering a new identifier.

How to check savings

Check the status of the account in the non-state pension fund "Neftegarant" its depositors can in two ways:

  1. Compile a written request on the status of Neftegarant's pension account and send it to the fund by Russian post at 117997, Moscow, Sofiyskaya embankment, 26/1.
  2. Obtain the required information online through Neftegarant's personal account by generating an extract in the relevant section of the personal account.

The received statements will display all the operations performed on your account: new receipts, interest accrual, etc.

Customer support

There are several ways to contact a non-state pension fund, use them depending on what problem you need to solve:

  • All relevant information about the provided pension programs, NPF news and answers to frequently asked questions are provided on the official website of the fund neftegarant.ru.
  • If you need to urgently solve problems and get a quick answer to your questions, you can contact the company's employees on the hotline 8-800-700-65-54 , as well as by number 8-499-576-65-54 .
  • If you need to send requests or copies of documents to the fund, you can use the address 117997, Moscow, Sofiyskaya nab. d. 26/1.
  • Access to the personal account of NPF Neftegarant is carried out by the link lk.neftegarant.ru/login.php. or by clicking the appropriate link on the official website of the fund.

Retirement business "Region"

Joint Stock Company NPF Neftegarant ranks 19th in terms of pension savings and manages RUB 6.6 billion. from 65 thousand clients. The fund was formed in 2014 as a result of the reorganization of the NPF of the same name, which was divided into two companies: a joint-stock company and a non-profit pension fund, according to the website of the NPF. Neftegarant, operating as a non-profit organization (NPO), is the owner of the remaining 30% stake in NPF through its subsidiary RN-Pension Assets, follows from Spark data. According to the information on the website, the NPO was founded a oil company"Rosneft" "for the implementation of additional non-state pension provision for employees." Now it occupies the 4th place in terms of the volume of pension reserves and places 46.7 billion rubles. reserves from 145 thousand Russians, follows from the data of the Central Bank.

In the fourth quarter of 2017, the investment company GC Region became the owner of 9.9% of NPF Soglasie-OPS, the main owner of which is the Rossium concern of Roman Avdeev. This fund is in the top 10 in terms of pension savings. According to the Central Bank, following the results of nine months of 2017, the fund worked with 75.3 billion rubles. savings.

In addition, the Region group already owns a small NPF Tradition, which works only with pension reserves (124.8 million rubles, according to the Central Bank).

Region has no plans to merge funds, says a company representative. The representative of Region declined to comment on the acquisition of a stake in NPF Soglasie-OPS. The Group has no plans to purchase other pension assets, he stressed.

The Region group of companies also has management companies (MC), through which NPF Soglasie-OPS and Neftegarant invest pension funds. The Region Trust Management Company works with both funds, while the Region Asset Management cooperates only with the NPF Consent. According to the legislation, management companies do not have the right to manage the funds of a fund affiliated with them, so the "Region" will have to change the structure of investing pension savings. “The issue of affiliation will be resolved in full accordance with the requirements of the current legislation,” the representative of the Civil Code points out.

Rosneft, apparently, is restructuring pension assets, says Pavel Mitrofanov, managing director for corporate ratings at Expert RA. In 2014, when the funds working with pension savings were corporatized, Rosneft divided the pension business, leaving one NPF the opportunity to work as an NPO, he recalls. Until early 2019, when all funds (including reserve funds) will have to become joint-stock companies Perhaps Rosneft is planning to merge the two NPFs again so as not to duplicate operational processes, the expert suggests. "Region" is considered close to "Rosneft" in terms of structuring transactions. In addition, now all banks are clearing the balance and leaving the most liquid and marketable assets on it. All these factors suggest that we can still see a change in the ownership structure of this NPF,” the analyst concludes.